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What is the Mortgage Fund? The Estate Financial Mortgage Fund is a response to requests from our investors to limit paperwork and investment management. The fund allows you to purchase shares in a limited liability corporation (LLC) and hold them indefinitely or sell them at will after the first 12 months. The LLC management selects the First Trust Deeds to invest in. Your money will be invested in same types of projects that Estate Financial has always offered, with the same borrowers, and you retain the option to receive your returns monthly or allow them to compound, increasing your investment. |
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What is my security? You have an interest in the entire portfolio of Trust Deeds owned by the mortgage fund rather than one individual Trust Deed. In the unfortunate event of a default, having your investment capital diversified among many Trust Deeds will mitigate a temporary reduction of your monthly income.
Is there a minimum term? Yes. There is an initial 12-month term once you purchase your shares. After that time you may sell some or all of your shares at will.
Can I move my current investments into the mortgage fund? Yes, we can do this for you immediatly or when your current investments pay off. |
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Standard First Trust Deed |
Mortgage Fund |
| Minimum Investment |
$10,000 |
$5,000
$3,000 |
| Interest Compounding |
Interest paid monthly |
Optional interest accrual |
| Security |
Single First Trust Deed |
Multiple First Trust Deeds |
| Term |
15+ months |
12 months |
| Documentation |
Each loan requires new documentation |
One time only when you purchase |
| Loss reserve |
Not required |
Required |
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